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90 Minutes with an Estate AttorneyBusiness, Education, FinanceIs it best to gift assets to others while I'm alive or after I've passed? What about estate tax and gift tax planning? Should I gift my money away in a will or a trust? Would I qualify for Medicaid? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? What about my current trust—does it avoid the nursing home? Get the answers to these questions and many more, including how to plan and place your assets to meet your retirement/ nursing home/legacy goals. NOTE: We are using a "Register Now Pay Later" procedure. You will not be charged for your class at the time of checkout, however you must enter payment information. Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if this class is cancelled.Spring 21
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Debt Freedom (Online)Business, Education, FinanceAre you still on track to hit your New Year’s Resolution? Put your goals in check to reach financial freedom. Learn how create a monthly budget that is focused on maximizing debt payments, knock out debt quickly & more efficiently with the debt snowball plan and how to make thoughtful financial decisions to stay debt free. Sponsored by City and County Credit Union This is a Live Online class using the zoom platform, scheduled to take place at the noted date and time All participants will receive an email that includes easy instructions for accessing the class as well as handouts if there are handouts for the class. NOTE: We are using a "Register Now Pay Later" procedure. You are registered for the class and your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if this class is cancelled.Spring 21
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Estate Planning for Grandparents, Parents and Families with Special Needs Children - (Online)Business, Education, FinanceWith an ever changing benefit system, you will be happy to learn that your estate plan include provisions for the care of a child, grandchild or family member with special needs without adversely affecting their benefits or programs. Discuss how to properly protect your assets and provide for the future benefit of your loved one. Learn the pros and cons of a special needs trust and how it may be an option to be considered.Summer 21
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Everything You Want To Know About Medicare (ONLINE)Business, Education, FinanceNew to the world of Medicare or thinking of changing your plan? Discuss Parts A, B, C, & D of Medicare, the application process, estimated costs, supplements, MAPD, and how to determine the right time to sign up. This educational presentation is for people that are turning 65, those who are, over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. This is a live online class using the Zoom platform, scheduled to take place at the noted date and time All participants will receive an email that includes easy instructions for accessing the class as well as handouts if there are handouts for the class. NOTE: Due to the unpredictability of COVID-19 we are using a "Register Now Pay Later" procedure. You will not be charged for your class at the time of checkout, however you must enter payment information. Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if this class is cancelled.Spring 21
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Everything You Want To Know About Medicare (ONLINE)Business, Education, FinanceNew to the world of Medicare or thinking of changing your plan? Discuss Parts A, B, C, & D of Medicare, the application process, estimated costs, supplements, MAPD, and how to determine the right time to sign up. This educational presentation is for people that are turning 65, those who are, over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. This is a live online class using the Zoom platform, scheduled to take place at the noted date and time All participants will receive an email that includes easy instructions for accessing the class as well as handouts if there are handouts for the class. NOTE: Due to the unpredictability of COVID-19 we are using a "Register Now Pay Later" procedure. You will not be charged for your class at the time of checkout, however you must enter payment information. Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if this class is cancelled.Summer 21
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How to Pay for the Nursing Home: An Attorney's PerspectiveBusiness, Education, FinanceHow do you pay for the nursing home and still leave assets for the next generation? Many updates for 2021 in the ever-changing estate planning laws and great increases in nursing home costs, this is a concern for many. Understand what your options are, get your long-term care finance questions answered and learn how to plan and place your assets to meet your future goals. All online participants will receive an email that includes easy instructions for accessing the class as well as handouts if there are handouts for the class. NOTE: We are using a "Register Now Pay Later" procedure. You will not be charged for your class at the time of checkout, however you must enter payment information. Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if this class is cancelled.Spring 21
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Let's Probate an Actual Minnesota EstateBusiness, Education, FinanceTake an in-depth walk-thru of an actual Minnesota Probate Estate from the filing of the Application for Probate to the Final Accounts . . . and all the steps in between. Learn the process, see the current forms as well as court and filing requirements, discuss accounting and procedural steps, as well as the procedures for the sale and distribution of estate assets. Discussion will also include the roles, responsibilities, and liabilities of a person who is appointed as the Executor/Personal Representative. The class will be filled with real-life examples and solutions to the multitude of issues involving a typical (or not typical) Minnesota Probate Estate. This class encourages questions: Is there a “reading of the Will”? What about personal items? Does the Executor get paid? What about estate bills and creditors? Bring your questions, we will provide the answers.Summer 21
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Options 201: Intermediate Options Trading (ONLINE)Business, Education, FinanceThis class is for people who are looking for HIGH PROBABILITY, Low Risk – High Rewards Options trading strategies, with a main focus on Spreads. Spreads allow traders to make Risk-Defined trades. Learn how to choose and place these High Probability, Risk-Defined trades.Spring 21
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Small Business Start-upBusiness, Education, FinanceChallenging times are seen as good times to start a new business because there is less competition for start-up resources and secondly, challenges mean new customer needs that can be filled by your business. What you need to know when considering a small business start-up. Business Feasibility – May 5 Discuss the entrepreneurial process; evaluate your idea as well as the reason for going into business and personal /business considerations. Next Steps – May 12 A discussion of financial statements, funding sources, and the next steps needed to turn your idea into a business. Competitive planning – May 19 Understand the five forces of competitive position; Discuss industry analysis and evaluation.Spring 21
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PopularWomen's Financial Empowerment Series (ONLINE)Business, Education, FinanceThis series for women is part of emPowerU, Dress for Success Twin Cities' career advancement program that focuses on the following Pillars of Success: Health and Wellness, Leadership Development, Positive Network of Support, Financial Literacy, and Digital Literacy. These classes are FREE (but please preregister) thanks to the sponsorship by Dress for Success. Dress for Success Twin Cities is a local non-profit that serves women ages 18 and older with their career advancement. Understanding Money – Introduction to financial literacy, tips for success, four-week course expectations, empowerment, economic abuse, feelings and values about money, guidelines for money management. Developing a Budget – Discuss dreams for the future, storing documents, financial inventory, tracking assets and debts, personal resources, money planning definitions, spending leaks, defining your savings goals, monthly income, and expenses. Understanding Credit – Discuss types of credit including pros and cons, credit scores and their importance, credit reports, how to request and read your credit report, correcting errors on credit reports, and building positive credit; risks of lending; the importance of documentation; prioritizing debt and resolving debt. Banks and Investment Alternatives – This session covers banking, savings, and investing, predatory lending and creating your Economic Action Plan. Discuss types of financial institutions, how to choose a bank, pros and cons of internet banking, how to read your bank statement, how to balance your checkbook, what principle and interest are, saving for retirement, investment strategies and definitions, and an introduction to stock market investing. These classes will be held using the online platform, Zoom. You will receive a link to access the class. Simply click the link on the day and time of class to attend the class from the comfort of your own home! This online class is held in partnership with multiple Community Education Programs.Spring 21
