District 622 Community Education

Discover what everyone should know about wills and trusts, and the pros and cons for both. Explore options to protect your assets from state inheritance tax and federal estate tax. You will also learn about probate procedures, dealing with courts, power of attorney, and health care declarations (living will). Christopher Stanton For Classes at John Glenn Park in the front parking lot and enter through door 3N – Activities Entrance.

New to the world of Medicare or thinking of changing your plan? Discuss Parts A, B, C, & D of Medicare, the application process, estimated costs, supplements, MAPD, and how to determine the right time to sign up. This educational presentation is for people that are turning 65, those who are, over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. For Classes at Gladstone Park in the main lot on Manton St and enter through door 1E. The gym is to the right of the lobby and the classrooms are down the first hallway on the left.

How do you pay for the nursing home and still leave assets for the next generation? Many updates for 2021 in the ever-changing estate planning laws and great increases in nursing home costs, this is a concern for many. Understand what your options are, get your long-term care finance questions answered and learn how to plan and place your assets to meet your future goals. For this class, park in the main lot on Manton St and enter through door 1E. The gym is to the right of the lobby and the classrooms are down the first hallway on the left.

SO YOUR THINKING ABOUT LEAVING MINNESOTA, AN ATTORNEYS PERSPECTIVE ONHOW TO DO IT A vital part of every retirement or resettlement discussion involves the roadmap of issues that help us decide where we want to call home! Is it Taxes, the Political Landscape, the Weather, the location of Family assets, Debt or Income concerns in Retirement, Cost of Living, Health Concerns or . . . our Friends are already there! When should we start this discussion? Did you know many States do not tax Social Security, Pensions or other Qualified Retirement Income sources? Which are the worst states for Estate Taxes? How do we establish Domicile? How about quality of medical resources and retirement facilities – who is good, who is not-so-good? All these issues will be raised and discussed in an open and friendly manner with questions encouraged. Steven J. For Classes at Gladstone Park in the main lot on Manton St and enter through door 1E. The gym is to the right of the lobby and the classrooms are down the first hallway on the left.

Learn how to set goals and reach financial freedom while paying off debt, and managing your credit. We will discuss how to budget and win with your money. This Personal Finance class is designed to be fun and interactive.

Elder financial abuse, also known as financial exploitation, refers to the unlawful or unauthorized use of an older adult's financial resources or assets for the benefit of someone other than the elderly person. This may involve fraud, theft, or deceitful acts to gain control over an aging person's money or property. In this class, you will learn about various kinds of financial abuse, how to identify the warning signs, and what steps to take when reporting and seeking assistance. This class is intended for older adults and their families. Vaughn Kavlie For this class, park in the main lot on Manton St and enter through door 1E. The gym is to the right of the lobby and the classrooms are down the first hallway on the left.

A friendly, and informational, open-forum with a seasoned will & trust attorney. Questions like: Should I avoid probate? Is a will good enough? Do I need a Trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What about separate assets not of the marriage? What is the death tax? How do I avoid leaving a mess for my children? Which Trust is best for m y needs? Can I use a Transfer-On-Death Deed? How do my retirement assets operate in my Will or Trust? All questions will be answered! For Classes at Gladstone Park in the main lot on Manton St and enter through door 1E. The gym is to the right of the lobby and the classrooms are down the first hallway on the left.

The Trust is a prevalent component and tool to be used in estate planning. However, there are various vastly different Trust options, and the question arises: “Am I using the right Trust for my needs and goals?” Often used Trusts include living Trusts, Testamentary Trusts, and Irrevocable Trusts; each serves a different purpose, and each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. For example, a Living Trust probably doesn’t protect your assets against Medicaid and the nursing home. The Irrevocable Trust and the Testamentary Trust have their strengths and weaknesses. Define the strengths and weaknesses of each type of Trust and when to use them. Explore your goals and wishes to see where they fall in the realm of Trusts. Steve Ledin